Once we went debt free, our focus was on funding baby step 3! Our goal for the FFEF (fully funded emergency fund) was to have at least 6 months of expenses saved or 6 months worth of John's pay saved. And just a few days ago.... WE ARE OFFICIALLY 100% FULLY FUNDED. Baby Step 3, check! Thats how we feel about this accomplishment!!! ;)...
This blog post came sooner than we had expected! Our original end goal was September 2021!! But here we are, officially debt free!!!! 29 months early!! Its surreal! We paid off our last debt on April 24, 2018. We were very fortunate that things fell into place for us. It really does feel liberating, and now that we're on this end of the...
So just how do I plan out my budget monthly? I start planning for the new month a week (sometimes a few day) before the current one ends. Unlike most people on a debt free journey, I do not use any spread sheets or forms or what have you, the only tool I am currently using to manage our budget is the Everydollar...
At first I was hesitant about posting this part of our lives for the public to see (& possibly judge us), but as I have been inspired by others, I hope to shed some light to at least one person. The debt free community on instagram has been an amazing motivator. It is filled with hundreds of brave people putting their struggles out...
