Once we went debt free, our focus was on funding baby step 3! Our goal for the FFEF (fully funded emergency fund) was to have at least 6 months of expenses saved or 6 months worth of John's pay saved. And just a few days ago.... WE ARE OFFICIALLY 100% FULLY FUNDED. Baby Step 3, check! Thats how we feel about this accomplishment!!! ;)...
This blog post came sooner than we had expected! Our original end goal was September 2021!! But here we are, officially debt free!!!! 29 months early!! Its surreal! We paid off our last debt on April 24, 2018. We were very fortunate that things fell into place for us. It really does feel liberating, and now that we're on this end of the...
So just how do I plan out my budget monthly? I start planning for the new month a week (sometimes a few day) before the current one ends. Unlike most people on a debt free journey, I do not use any spread sheets or forms or what have you, the only tool I am currently using to manage our budget is the Everydollar...
At first I was hesitant about posting this part of our lives for the public to see (& possibly judge us), but as I have been inspired by others, I hope to shed some light to at least one person. The debt free community on instagram has been an amazing motivator. It is filled with hundreds of brave people putting their struggles out...
So, whats our WHY? Simple. Our kids. Our future. We want to start setting good examples for the kids to follow so that they can better manage their finances and hopefully not get into as much debt as we are in. Since the kids have been born, they have been the driving force to everything we do. We think about how we're setting them up...
Since Ive been gone for more than two years, I figured I'd do a little introduction on our sweet girl! Amelia Cassidy was born on June 23, 2017 sometime around 7:50 pm. Bare with me as I dont remember all the exact details! This was, after all, 18 months ago! Anyway, I learned from my labor with Tristan to wait it out. I...
So, here's part two of my recap. Good grief! I promise to try and not make this super long! And just quick bullets of major events. January - April We welcomed the new year with a snow blizzard! My parents finally got to experience snow fall!! They were over it by the 2nd day! Lol! I got a full-time job working at the...
